What is “Golden Financial Nuggets”?

While studying financial planning in undergrad, I was so amazed to learn how much I actually didn’t know.

After years of studying, researching and working in the profession, I know so much more than I once thought I knew.  Although I am not a guru in personal finance (not yet at least), and I may not know everything, I know enough to be dangerous (as I like to say).  J

Why this blog…  Over the years, I’ve had conversations with friends and it usually went something like this… “I heard of estate planning, it involves Wills, which are only for the wealthy”,  “I should lease a car instead of buy because it’s a depreciating asset”, “we just had a baby, I saw a baby commercial, should I invest in their plan for college?”  And my favorite, “I am too young to start saving for retirement, I’ll start in a few years”.  Ahh, the conversations made me cringe.  I wanted to break out all of my books and have a personal finance 101 session.  I need to keep my friends informed, I have to!  There is soooooooo much WE (you, not me… but it sounds better including me, too, lol) should know that we don’t know.

Now that I have increased my knowledge about personal finance, what should I do about it?

Write a blog you say?  What a wonderful suggestion.

Well, ta-da…. here are some nuggets, some golden financial nuggets I hope you can keep in your pocket and use one day when it is helpful.  Hopefully, some blogs will be helpful TODAY.

I will keep this blog very informal and discuss matters that are relevant and useful today to better your tomorrow.  I pray it will give you the power to progress forward in your personal financial life.

If you think of some topics, let me know - I am all ears. 

But first… because so many friends are expanding their families with cute little babies, I feel I have to touch on college savings.  As my nana always told me, education is the key to success. 

Stay tuned!

Romans 12: 6-8